December 2nd, 2008 by admin
Is the Economic Cycle Dead? Are we in an economic stagflation? I’ve written in this retirement blog several times recently that America is entering economic stagflation. When the economy goes into a slump (stagnation) but prices rise faster than normal (inflation), that’s stagflation. We’re there! Stagflation is much worse than a mere recession because [...]
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December 1st, 2008 by admin
Are Annuities Offered by Insurance Companies Safe? The election is over but the economic and financial fundamentals have not changed. Nor is change expected until the bailout programs loosen the credit market, the recession (or worse) runs its course and economic downsizing reverses directions. Meanwhile, as I mentioned in this retirement blog, the market is [...]
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November 30th, 2008 by admin
Is the Economic Cycle Dead? Are we in an economic stagflation? I’ve written in this retirement blog several times recently that America is entering economic stagflation. When the economy goes into a slump (stagnation) but prices rise faster than normal (inflation), that’s stagflation. We’re there! Stagflation is much worse than a mere recession because [...]
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November 28th, 2008 by admin
The Hidden Escape Hatch in Your 401k Do you think income taxes are going up or down in the next couple of years? Judging from current presidential campaign rhetoric and the 2010 expiration of the tax reductions enacted between 2001 and 2005, taxes are undoubtedly headed higher. In this retirement blog I mentioned that unless [...]
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November 21st, 2008 by admin
Bank mergers and your savings Recent consolidation in the banking industry could be bad news for consumers. Here is what you need to know.
Improving your credit score Lenders are boosting the credit scores they require to lend consumers money.
Dialing back on a 401(k) So your 401(k) plan is down. A lot. Should you [...]
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November 20th, 2008 by admin
Dialing back on a 401(k) So your 401(k) plan is down. A lot. Should you scale back your contributions and put the money elsewhere?
Cutting your lodging expenses The economy is suffering, but that doesn’t mean you need to suffer when traveling this holiday season. Here are some unconventional ways to cut your lodging expenses. [...]
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November 19th, 2008 by admin
Can my pension be reduced? Even in a down economy, a traditional pension is the safest kind of retirement account.
Strategies for the shaky investor Question: I hear the market is a good bargain right now, but I’m still very nervous about losing my money. Is there a way to get some market returns without [...]
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November 18th, 2008 by admin
5 crisis questions answered You’ve sent us an unprecedented number of questions about how to cope with this scary market. We’ve asked our top experts to help you out.
There’s One Bright Star Typical retirement-minded boomers along with most retirees, as mentioned in this retirement blog, are agonizing over the downward spiral in [...]
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November 17th, 2008 by admin
A ‘do over′ on your IRA conversion If you’re considering converting to a Roth IRA, you might want to do it before the end of the year.
Bailout and Your Retirement The retirement-minded have been glued to the developing bailout of Wall Street knowing that the side-effects are going to impact their retirement. Whether you’re [...]
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November 9th, 2008 by admin
Buying gold as a safe haven While gold can diversify your portfolio, it won’t shield you from volatility.
Bailout and Your Retirement The retirement-minded have been glued to the developing bailout of Wall Street knowing that the side-effects are going to impact their retirement. Whether you’re just thinking about retirement or are already there, the [...]
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